Commercial Property Damage Lawyer Florida

One of the most common, devastating, and unpredictable types of claims facing policyholders is hurricanes. A number of different types of events that cause damage to your home or business combine into one event. The strong winds, rain, storm surge, and flooding can all cause damage to your Florida residential property or commercial property.

Because many factors in a hurricane can be the basis for your property insurance claim complications can arise. Typically your claim will involve multiple policies including standard homeowners and flood insurance. During this process, complications can arise when one insurance company attempts to shift responsibility to the other.

Tarnovsky Law understands this complex process and can help you with your hurricane damage claim. 

Commercial property insurance for water damage are among the most common types of claims. Most homeowners’ insurance policies do not cover certain water damage events. This could include flooding or sewage backups.

However, there is still coverage for other water-related claims like a burst pipe or a one-time sudden accidental discharge. These water damage insurance claims in Boca Raton Florida typically involve both dwelling and personal property coverage.

We here at Tarnovsky Law have represented several policyholders with water damage insurance claims for both home and business owners.

Business interruptions can be disastrous for any company, leading to severe financial losses and operational challenges.

At Tarnovsky Law, a commercial property damage lawyer can help you navigate the complex process of filing and pursuing a commercial insurance claim. They can assist in calculating lost profits, additional expenses, and other economic damages while advocating for your rights and maximizing your recovery.

A commercial property damage attorney in Florida plays a vital role in helping you navigate the complexities of filing a property damage claim.

They will review your insurance policy to identify all coverages available, gather the necessary documentation and evidence, negotiate with your insurance company, and handle any disputes or underpayment issues.

They will also file lawsuits if needed to ensure you receive the full compensation you’re entitled to. Having legal expertise on your side ensures that your claim is handled efficiently and that you avoid common pitfalls that could affect your settlement.

The first thing you should do after your commercial property sustains damage is to ensure the safety of anyone on-site and secure the property to prevent further harm. Document the damage thoroughly by taking photos and videos, and keep detailed records of any losses.

After that, report the damage to your insurance provider as soon as possible. It’s also crucial to contact a commercial property damage insurance claim attorney early in the process to help you navigate your insurance policy and ensure your claim is filed correctly and in a timely manner.

In Florida, the statute of limitations for filing a commercial property damage claim typically depends on the type of damage and your specific insurance policy.

Generally, you have three to five years to file a claim, but it’s crucial to report the damage to your insurance company as soon as possible to avoid complications, as delays can lead to the denial of your claim or reduced compensation.

We have full understanding of Florida’s unique weather-related risks and the impact they can have on commercial properties.

Our goal is to ensure that your business is protected and that you receive the compensation necessary to rebuild and restore your operations.

We have successfully represented numerous clients in disputes with insurance companies and helped them recover the full value of their claims since the formation of our law firm.

When you choose us, you’re not just hiring a lawyer — you’re partnering with a team committed to securing your business’s future.

We handle all aspects of your claim, including residential property damage, commercial property damage, and personal injury claims, from policy interpretation to negotiating settlements. This way, you can focus on getting your business back on track.

In a commercial property damage claim, you can typically recover compensation for several types of losses. These include the cost of repairing or replacing damaged structures, restoring damaged inventory or equipment, and addressing any business interruption losses due to the damage.

Moreoevr, you may recover expenses related to temporary relocation, lost income, and any necessary cleanup or restoration costs.

If your business property damage claim is denied or underpaid, you should not accept the insurance company’s decision without further investigation. Often, insurers attempt to minimize payouts or deny valid claims outright.

In such cases, it’s important to review your policy carefully and gather additional evidence to support your claim. Having a commercial property damage insurance claim attorney by your side is crucial at this stage.