We are standing by To Help Our Neighbors Impacted By Hurricane Helene Or Hurricane Milton Call Now!

Residential Property Damage

At Tarnovsky Law, our experienced residential property damage lawyers in Florida meticulously review your case, analyzing the specifics of the property damage, your insurance policies, and relevant state laws. Our attorneys assess the strength of your claim, identify sources of potential compensation, and develop the most effective legal strategy for your case.

residential property damage lawyer at FL

Why do insurance companies deny property damage claims?

Our property damage attorney in Florida, Irina Tarnovsky, Esq., understands the tactics insurance companies use to deny claims and, more importantly, how to secure the compensation you deserve. With years of experience representing property owners in insurance disputes, we are fully prepared to take your case to court if necessary.

If your insurance company is not providing fair compensation for covered damage, our team can help. We handle all types of residential property damage claims throughout Florida, ensuring your rights are protected and your losses are addressed.

Contact our property damage insurance claim lawyer today to explore how we can assist you in your claim.

Handling Storm Damage Claims for Your Property in Florida

Florida frequently faces destructive hurricanes and thunderstorms that can cause significant property damage. The timing and severity of these storms are unpredictable, and the aftermath can be devastating for homeowners and businesses alike.

At Tarnovsky Law, we understand the challenges and stress that come when your storm damage claim is denied. With years of experience in insurance law, we are equipped to advocate for you and won’t hesitate to take on large insurance companies that fail to honor the policies they sell.

Understanding Insurance Policies

Insurance policies are often complex and difficult for the average homeowner to understand. Our home property damage lawyers are here to help you navigate the intricate provisions of your policy and ensure that the insurance company properly applies the terms outlined.

Our legal expertise, combined with an extensive network of professionals such as contractors and engineers, allows us to assess your damages quickly and accurately.

Whether your claim has been underpaid or completely denied, our residential property damage lawyers in Florida are ready to help you recover what you’re owed.

Common Types of Property Damage in Florida

Our property damage lawyers handle cases arising from a wide range of potential threats to property, including:

Hurricane Damage

One of the most common, devastating, and unpredictable types of claims facing policyholders is hurricanes. A number of different types of events that cause damage to your home or business combine into one event. The strong winds, rain, storm surge, and flooding can all cause damage to your residential or commercial property.

Because many factors in a hurricane can be the basis for your property insurance claim complications can arise. Typically your claim will involve multiple policies including standard homeowners and flood insurance. During this process, complications can arise when one insurance company attempts to shift responsibility to the other

Wind Damage

Winds can cause severe damage to your property. Wind damage can also bring hidden damages that aren’t realized upon the initial assessment of your property. While most think windstorm claims involve flying debris, trees, and fences falling down, and broken or missing shingles or tiles they can also cause uplift damage that unknowingly compromises your roofing system.

Wind damage is typically covered in most homeowners insurance policies, however, the insurance company can use ambiguous terms in their favor that may cause your claim to be denied.

Water Damage

One of the most common types of property insurance claims is for water damage. Most homeowners insurance policies do not cover certain water damage events. This could include flooding or sewage backup. However, there is still coverage for other water-related claims like a burst pipe or a one-time sudden accidental discharge. These water damage insurance claims typically involve both dwelling and personal property coverage.

We here at Tarnovsky Law have represented several policyholders with water damage insurance claims for both home and business owners.

Hail Damage

While many people believe hail is a rare weather event hail is actually possible within two nautical miles of the parent storm in any thunderstorm, This means hail can occur practically anywhere.

Additionally, hail damage is hard to notice and can be quite expensive to fix. Areas that are prone to severe weather and that have a flat or low-slopped roof with asphalt shingles are high-risk. However, most homeowners insurance policies cover damage from hail.

Insurers often try to argue the damage suffered from a hail storm does not fit the conditions necessary for a claim. However, we here at Tarnovsky Law have helped several homes or business property owners with their wrongfully underpaid or denied property insurance claims.

Fire and Smoke

Fire and smoke damage are indeed some of the most serious and devastating property insurance claims. In addition to the property itself being damaged, there are precious memories and personal belongings that are also lost.

These losses can leave you feeling overwhelmed and unsure of where to turn.

Although fire and smoke damage can result in substantial losses, Tarnovsky Law can be your advocate during this challenging time. They can help you deal with the complexities of the insurance claim process in Florida, helping you receive the compensation you need to rebuild your life.

Bad Faith

Hidden Leaks

Hidden leaks can do a lot of damage to your property, causing significant structural damage, mold growth, and financial loss. These hidden issues often remain undetected until extensive damage occurs. A personal property damage lawyer can help you handle the complexities of insurance claims, property valuations, and legal disputes arising from hidden leaks. By understanding your rights and protecting your interests, they can mitigate losses and secure fair compensation.

Mold

Mold has the potential to silently invade homes and businesses, posing serious health risks to residents. From respiratory problems to allergies, mold exposure can be extremely distressing. Additionally, mold can cause extensive property damage, leading to costly repairs. In Florida, Tarnovsky Law can help in these cases and understand insurance coverage. It can also assist in negotiate with insurance companies, and recovering damages for health issues and property restoration.

Vandalism

Vandalism can damage property, both emotionally and financially. From defacement to property destruction, the consequences can be overwhelming. At Tarnovsky Law, a Residential Property Damage Lawyer can help you resolve the legal complexities of vandalism, including insurance claims, property restoration, and potential legal action against the offenders.

Pipe Leaks

Pipe leaks can silently damage your home, leading to structural issues, mold growth, and financial loss. A Residential Property Damage Lawyer in Boca Raton, Florida can assist with filing insurance claims, negotiating with insurance companies, and recovering costs for property repairs and restoration. In addition, they can assist you with disputes with contractors or plumbers.

FAQ's

How long do I have to file a property damage claim?

The timeframe to file a claim varies depending on your insurance policy and Florida state law, so it’s essential to act quickly.

Can I negotiate with my insurance company on my own?

Yes, but having a property damage attorney in Florida increases your chances of receiving full compensation.

What is bad faith insurance practice?

Bad faith occurs when an insurance company unfairly denies or delays your claim without valid reasons.

What damages can I recover in a property damage claim?

You can recover costs related to repair, replacement, and additional damages depending on your policy coverage.

How long does a property damage lawsuit take?

The duration varies, but having a property damage insurance claim lawyer can help expedite the process.

What is the role of a public adjuster in a property damage claim?

A public adjuster evaluates the damage on your behalf to negotiate with the insurance company, but having a lawyer can provide additional legal protection.

Let us help you!

Do you need help with Personal Injury, Residential or Commercial Property Insurance Claims?  If so, call us now!

Call : 561-368-2755

[email protected] Mon – Fri: 8:00 AM – 6:00 PM

Contact Us

Do you need help with Residential Property Damage Claims?

·  Mon – Fri: 8:00 AM – 6:00 PM